I just bought my first house, and what an adventure it has been. It all started with getting financing. I guess getting financed a few years ago was no big deal. They were just giving anyone money. Well times must have changed because I had to jump through all kinds of burning hoops. Then there was the negotiating with the seller who was actually a bank. I guess the people that owned the house before me got foreclosed upon, so the bank actually took the property back from them.

And with home ownership comes new responsibilities. I did get a home warranty, so if something major breaks down it will be covered. But little things are not part of that. I had a seriously difficult time trying to find IQAir replacement filters for a fancy whole house air filter system that was here when I bought the place. Where the heck do you find these things at? I tried Target, Wal-Mart and even the hardware store, but had no luck. Finally I got online and was able to find them at a homeopathic place that sells all kinds of wild things like homeopathic kits and stuff. And they were not cheap either. Those kinds of expenses kind of came as a surprise to me, but I guess that can be expected with home ownership.

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